You can open an account by visiting any of our branches with the required documents: proof of identity, proof of address, and recent passport-size photographs. You can also start the process online through our website and complete it at the branch.
Our fixed deposit interest rates vary based on tenure and amount, ranging from 6.5% to 8.25% per annum. Senior citizens receive an additional 0.50% interest. For current rates, please visit our Interest Rates page or contact your branch.
For most personal and business loans, approval takes 24–48 hours after document submission. Mortgage loans may take 3–5 working days. We aim to process every application quickly while completing thorough verification.
Yes — our Member Portal lets you check balances, view statements, transfer funds, pay bills, and manage investments once you register for online access at your branch.
You'll need a completed application form, identity proof (Aadhaar, PAN, etc.), address proof, income proof (salary slips or bank statements for 6 months), and collateral documents for secured loans. Exact requirements vary by loan type and amount.
