Member-first financial services, built on transparency and sustainable growth since 2026.
มูลนิธิอาร์นา กรัม อุนนายา was founded in 2026 to bring ethical, transparent financial services to underserved communities.
What started as a single branch in Chanchal has grown into one of the most trusted MCA-registered foundations in Northern India, now serving over 50,000 members across 12 branches.
Every stage of that growth has followed the same principles: transparency, member welfare, and sustainable growth — the reasons our member retention rate holds steady at 98%.
Ministry of Corporate Affairs, Govt. of India
Six principles behind every member decision we make.
We prioritize members' financial well-being above all else, with solutions built around them.
The highest ethical standards guide every operation and every conversation.
Our services evolve continuously to meet changing financial needs and technology.
We build long-term value for members while keeping the foundation financially stable.
We support local communities through financial literacy and development programs.
Members' financial assets are protected at the highest levels, every time.
First branch opens in Chanchal, built on a vision of ethical financial services for the local community.
Mobile app and online portal launch, bringing services to members' fingertips.
Three new branches open across West Bengal, extending our reach to more communities.
Membership passes 30,000, alongside the launch of micro-loans for small businesses.
Named "Best Community Welfare Foundation in North India" by the Financial Services Association.
Experienced professionals guiding the vision, day to day.
20+ years in financial services, leading the foundation's strategic vision.
ConnectOversees branch operations and member experience across every location.
ConnectManages financial strategy and ensures full regulatory compliance.
ConnectExperience financial services that prioritize your growth and security.